Act now, income limits will take effect at the beginning of 2025

The rents of M2-Kodit’s apartments are built with state support, and their rent determination criteria are regulated. Starting from the beginning of 2025, maximum income limits will be implemented for the resident selection of all state-subsidized rental apartments.

When you are applying for a new home from M2-Kodit or moving from one M2-Kodit apartment to another, we will take applicants’ income limits into account in the resident selection process starting in 2025.

 

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Examples of M2-Kodit’s income limits

The income limits are the same regardless of the property and location.

Household size

Income limits
1 adult 3 540 €
2 adults 6 020 €
1 adult and 1 child 4 190 €
2 adults ja 2 children 6 670 €
2 adults ja 2 children 7 270 €
2 adults ja 3 children 7 870 €

 

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See also the wealth limits

 

  • Income limits apply to the applicant’s household earnings, while wealth limits relate to the applicant’s assets, such as properties or funds. Wealth limits have already been in effect and impact the tenant selection for M2-Kodit. In addition, maximum income limits will be implemented for all ARA rental apartments starting from January 1, 2025.

    Read more about wealth limits (Finnish only)

  • Check your income, for example, from your latest payslip or tax certificate, and compare it to the table found on this page. If your household income falls below the maximum income limit presented in the table, you can apply to become a resident of M2-Kodit.

    Starting from the beginning of 2025, the maximum income limit for a single-person household will be €3,540 per month. If the household includes multiple adults, the limit increases by €2,480 for each adult. For children, the limit rises by €650 for the first child and €600 for each additional child.

  • The income limits will not be applied to resident selections at the end of 2024; they will come into effect starting January 1, 2025.

  • In the calculation of income limits, the permanent gross income of the household is taken into account. Gross income refers to the total income of an individual or household before taxes and other deductions. It includes all earned income, such as salaries, pensions, and social benefits (excluding certain benefits like housing allowances), as well as other permanent income.

  • We understand that life circumstances can change, and your income may increase after receiving the apartment. However, don’t worry—our primary goal is to ensure housing stability, and we recognize that changes in income do not always impact your housing needs. We are committed to providing support and solutions for all our tenants.