Asset limits

Applicants for state-subsidized housing must not exceed the asset limits set by the government. These limits apply in all municipalities but may vary by location. The limits are determined based on the size of the household and are reviewed annually by municipalities.

If your assets exceed the limit in the municipality you are applying to, your application cannot be considered in the tenant selection process. Below, you will find municipality-specific asset limits, and additional information is available on each municipality’s website.

Assets include both current holdings at the time of application and any assets you have given up within the past year. Earned income is not considered an asset. Household debts can be deducted from the total asset amount.

Assets include, for example:

• Real estate and housing shares, for which a reliable estimate of market value is required. This valuation can be obtained from a property manager, real estate agent, or building inspector.
• Stocks and investment funds, based on their market value at the time of application.
• Other significant assets, which must also be reported in the application.

Additionally, you must disclose any outstanding loans and debts.

The value of a privately owned home in your current location may be deducted from the total assets if you are relocating with your family to another municipality for work and daily commuting is not feasible due to long distances or difficult transport connections.